Financing with Our Dealership

Upper Valley Auto Mart takes the stress out of auto financing. From advice on whether to buy, finance or finding you a great rate, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

Financing Made Easy

Competitive Rates

Easy Financing

15+ Lenders

Should You Finance Your Upper Valley Auto Mart Vehicle?

At Upper Valley Auto Mart, our experienced finance team is dedicated to helping you secure the best loan options for your next vehicle. With strong relationships across a wide network of lenders, we work hard to find competitive financing solutions tailored to your needs.

We specialize in all credit ranges-from Super Prime to customers who need assistance rebuilding their credit. No matter your situation, we're here to help get you approved.

Lenders not only consider your credit history but also the vehicle you choose. That's why we focus on helping you find an affordable, reliable vehicle that works for both you and your lender. With a diverse selection of quality used cars, trucks, and SUVs available right here in the Upper Valley region of Vermont and New Hampshire, we're confident we can match you with the right vehicle and financing plan.

Get started today-apply online or visit us at Upper Valley Auto Mart, where financing a great used vehicle is easier than ever!

The Right Car - The Right Payment

At Upper Valley Auto Mart, we know that life doesn't always go according to plan-and sometimes that can make getting a car loan feel impossible. Our financing team works with customers every day who have faced challenges like bad credit, no credit history, bankruptcy, or even a past repossession. We believe those situations don't define you, and they certainly shouldn't stop you from getting the reliable used car you need.

That's why we've built strong relationships with a wide network of lenders who specialize in approving car loans for people in all kinds of credit situations. Whether you're rebuilding your credit, buying your very first car, or just looking for a better deal on your next ride, we'll take the time to listen to your story and match you with the right financing options.

We make the process fast, friendly, and straightforward-with quick pre-approvals and a commitment to treating every customer with courtesy and respect. Our goal is simple: to help you drive away in a quality used vehicle with a payment plan that works for you.

Ready to Apply

You can submit the application form Online Here on our website. Or, if you'd like some face time, visit our dealership and auto loan financing team. We're conveniently located in downtown White River Junction, Vermont and also proudly serving used car drivers in the greater Hartford, South Royalton, Vermont and West Lebanon, New Hampshire area.

Our Auto Loan Specialists Demonstrate a Passion for the Job!

Looking at used car finance options at a dealership shouldn't make you feel down. We want to make sure you are as comfortable as possible with the process. That means no pressure.  We want you to leave with a vehicle that meets your needs.

Frequently Asked Questions

If you’ve looked and can’t find a first-time car buyer program, don’t despair. Some lenders are still willing to make auto loans to car buyers with little or no credit history. Let our team at Central Vermont Auto Mart assist you in the process of getting your first car.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.


Your privacy is important to us.

In addition to our Privacy Notice provided to customers as required by regulations, please also review our pages related to our Privacy policy and Additional Terms by clicking on the appropriate links in the footer at the bottom of this page.

  1. Upper Valley Auto Mart

    7 Pine Street
    White River Jct., VT 05001

    • Sales: 802.281.6343
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Get in Touch

  • Contact our Sales Department at: 802.281.6343
  • MondayClosed
  • Tuesday9 AM to 6 PM
  • Wednesday9 AM to 6 PM
  • Thursday9 AM to 6 PM
  • Friday9 AM to 6 PM
  • Saturday9:00AM-2:00PM
  • SundayClosed