Top 5 Things to Look for When Financing a Used Car
Stress-Free Auto Financing
Purchasing a used car is an exciting step but finding the right dealership to help finance your purchase is crucial.Â
With so many financing options available, it can be overwhelming to know where to start. If you're in the White River Junction or Lebanon New Hampshire area, here are the top five things you should look for when choosing a dealership to finance your used car purchase.
1. Transparent Financing Terms
When selecting a dealership, it is crucial to find one that provides clear and transparent financing terms. At Upper Valley Auto Mart, we work with over 15 local, regional, and national lenders to offer financing solutions that fit your needs. Whether you're looking for no-money-down loans, extended terms, or options to help rebuild your credit, we have you covered.
We make the financing process simple by providing a secure online credit application, allowing you to get pre-approved from the comfort of your home. This saves you time at the dealership. Plus, our Auto Loan Payment Calculator gives you an easy way to estimate payments before you visit our showroom. Our team, brings over 37 years of experience to the table, offering a vast reservoir of knowledge to assist customers in securing financing, even those with less-than-perfect credit histories due to previous situations.
Key tip: Seek dealerships known for transparent financing, providing clear loan terms, and employing experienced staff to assist you throughout the process.
2. Fair Trade-In Values
If you're planning to trade in your current vehicle, it's important to find a dealership that offers a fair trade-in value. At Upper Valley Auto Mart, we use advanced software and reference guides from JD Powers, Black Book, ACV's live market data of vehicles for sale like yours and Manheim Auction Reports to ensure you get the most value for your trade-in.
Want to know what your trade might be worth? Check out our Online Trade Appraisal Tool and receive a prompt estimate from our appraiser. We also provide helpful resources on how to prepare your car for sale to a dealer. The same advice can assist you in enhancing your vehicle's trade-in value. Utilize these suggestions to secure the most favorable deal when you trade in your car.
Key tip: Choose a dealership that employs top tier appraisal software and a variety of data sources, such as real-time market data, to ensure precise trade-in valuations.
3. Extensive Selection of Quality Pre-Owned Vehicles
When financing a used car, you want options. At Upper Valley Auto Mart, we maintain a diverse inventory of cars, trucks, SUVs, and even hybrids and electric vehicles. Our stock is updated several times a day, so you'll always find fresh options. Most of our inventory is priced between $15,000 and $25,000, with vehicles available from under $10,000 to over $40,000.
We focus on stocking 4WD and AWD SUVs to meet the high demand in our area. Additionally, every vehicle with a warranty is subject to a thorough inspection by our technicians to guarantee they adhere to our stringent quality standards, giving you peace of mind.
Key tip: A great dealership will offer a wide variety of vehicles that fit different budgets and provide comprehensive quality checks before any vehicle hits the lot.
4. Dealerships Reputation and Customer Service
When it comes to financing a car, reputation matters. Upper Valley Auto Mart has built a strong reputation for providing excellent customer service, with a 4.5-star rating on Google and a 94% approval rating on Facebook (10/2024 data). We take pride in treating our customers with the same transparency and honesty that we would expect for ourselves.
Inquiries regarding customer service, particularly those concerning financing, are evaluated by our General Manager. From there, we'll contact you, using your preferred method-whether via email, text, or phone call. Our customer testimonials speak volumes about the service we provide. One customer shared, "They got me on a clean slate with a fantastic payment plan and made everything that I wanted to accomplish come true."Â Our team is eager to assist you with your upcoming car purchase and financing options.
Key tip: Always choose a dealership with a solid reputation, backed by customer reviews and positive testimonials.
5. Flexible Financing for All Credit Profiles
Upper Valley Auto Mart provides financing options for customers regardless of their credit history, including those with good credit, bad credit, or no credit at all. Most dealerships are equipped to assist individuals with average to excellent credit histories; however, options are also available for those with less than perfect credit. We've partnered with subprime lenders and local credit unions to provide financing solutions that fit a variety of financial situations.
We also provide a wealth of resources to help customers improve their credit or understand the financing process. Our Credit and Insights Section on our website includes helpful articles on topics like getting your first car loan, financing a used car when you're self-employed, and more.Â
A satisfied customer provided the following glowing review: "The Upper Valley Auto Mart Team put me in a vehicle when 3 others failed. Absolutely satisfied and recommend everyone contact The Upper Valley Auto Mart Team for their next vehicle." Allow our team to assist you in finding the right vehicle and crafting a financial package that works for you.
Key tip: A dealership that offers flexible financing solutions and educational resources is essential, especially if you have less-than-perfect credit.
Wrap-Up
When you're in the market for a used car, finding the right dealership to finance your purchase is just as important as the car itself in some cases. At Upper Valley Auto Mart in White River Junction, we offer transparent financing, fair trade-in values, a wide inventory, a trusted reputation, and flexible options for all credit types. Whether you're shopping online or in person, we're here to help you every step of the way.
